Real World Assets · Tokenized Funds · Accredited Investors

Your RWA Partner, From Strategy to Scale.

We help sponsors and asset owners structure, tokenize, and grow real-world asset opportunities with confidence.

Your asset does not have to wait for one buyer, one bank, and one closing date. STW RWA turns real estate, resources, and operating companies into compliant tokens that thousands of buyers can purchase in pieces — so capital reaches you in weeks instead of quarters. Six funds, one platform, and a tokenization desk open to outside owners.

Platform overview

A broader RWA strategy than tokenization alone.

Our platform is designed to originate, structure, and scale real-world asset opportunities through dedicated funds. That means we can help tokenize qualified assets, but we are also looking for income properties, operating businesses, and technology companies that fit the investment mandates of the funds.

01

Source

We identify real estate, operating companies, and strategic asset opportunities that fit specific fund mandates.

02

Structure

Each fund is built with its own terms, token logic, governance approach, and investor access pathway.

03

Scale

First Capital Co provides platform leadership while fund-specific teams execute sector strategy and value creation.

Fund menu

Explore all six funds.

The platform now spans sector-focused funds plus a diversified Basket Fund. Each fund has its own page, investment thesis, and capital model.

Fund 1 · Real Estate

Tokenized access to income-producing real estate, including stabilized multifamily and selected NNN opportunities.

Open Fund 1

Fund 2 · Technology

Growth-oriented investment in technology businesses and infrastructure aligned with the STW ecosystem vision.

Open Fund 2

Fund 3 · Gold & Minerals

Exposure to hard-asset mineral projects with a focus on tangible underlying value and resource upside.

Open Fund 3

Fund 4 · Sterling Oil Services

Roll-up strategy combining service operations, debt cleanup, acquisition capital, and an employee token ownership plan.

Open Fund 4

Fund 5 · Business Transition

Succession, transition, and outright sale of owner-operated businesses through the fund, with tokenized participation for buyers, employees, and partners.

Open Fund 5

Fund 6 · Basket Fund

One purchase spread equally across the first five funds, offering immediate diversification with simplified access.

Open Fund 6

Invest Today

Investors · Reg D 506(c)

Ready to put capital to work in real assets?

Review the funds, confirm accredited status, and choose a single sector fund or the diversified Basket Fund. Our investor page walks you through subscription documents, funding options, and self-directed IRA participation.

  • 1Choose your fund — one sector, or the Basket Fund spread across five.
  • 2Verify accredited status and complete KYC/AML onboarding.
  • 3Fund with cash or a self-directed IRA and receive your tokenized interest.

Offerings are made only to verified accredited investors under SEC Reg D 506(c). This page is a general description and is not an offer to sell or a solicitation to buy any security. Review all offering documents and consult your own legal, tax, and financial advisors. Past performance and projections are not guarantees of future results.

Why tokenize

The old way needs one buyer. The new way needs a thousand.

Every owner of a great asset has felt the same quiet frustration: the value is real, the income is real, and yet the money stays locked inside the walls. A traditional commercial sale means six to twelve months of listing, touring, negotiating, and waiting — and it all rests on a single buyer whose lender can reset your clock at any moment. Tokenization does not ask you to find that one buyer. It divides your asset into compliant fractions and lets the market come to you, a piece at a time, until you are funded.

This is not a workaround. Tokenized ownership sits inside the same legal structures you already know — SPVs, LLCs, trusts, and fund vehicles — with tokens mapped to real units and beneficial interests defined in the offering documents. A tokenized security is still a security, and regulators have said so plainly. Tokenization changes the infrastructure, not the law. What changes is speed, reach, and who is allowed to buy in.

A

Speed is the real benefit

A typical commercial sale runs 60 to 120 days from an accepted offer, and roughly six to twelve months from listing to completion once marketing and diligence are counted (LevRose, Eddisons).

Every extra month is another month of mortgage interest, taxes, insurance, and maintenance you pay while nothing closes. Fractional offerings sell to many buyers at once instead of waiting for one, and settlement moves from weeks to hours once a match is made.

B

A market that never closes

Paper shares and registry entries were built for business hours and batch processing. Tokenized ownership is data that moves with rules attached, so distributions can be automated, records are verifiable, and buyers can participate around the clock and across borders.

For you as the owner, that means staged exits, partial recapitalizations, and employee or partner participation instead of one all-or-nothing sale.

C

The institutions already moved

Tokenized real-world assets on public blockchains grew from roughly $5 billion in 2023 to over $24–26 billion by early 2026. BlackRock's tokenized Treasury-backed fund alone passed roughly $2.5 billion, and the firm has filed for more.

The question is no longer whether tokenization is permitted. It is whether your asset is positioned before the buyers arrive.

Read the full case: Why RWA Tokens →

Tokenize your asset · Issuer offers

Two offers. No upfront cost. You keep your full value.

When an asset is fractionalized, it can often support roughly 10% more listing value than a single-buyer sale — final pricing is determined based on market conditions at the time of listing. That added value is where our issuance fee is drawn from, so your net proceeds stay close to your property’s full market value even after our fee. Example: a $1,000,000 property lists for fractional tokenization at $1,100,000.

Standard cash offer
10%

Fee on gross token sales

No upfront cost.* Our fee is deducted only from completed token sales and covers SPV and legal structuring, Reg D 506(c) compliance, smart-contract deployment, investor KYC/AML, custody, distribution tools, marketing, and listing on the STW RWA Market.

Example: $1,100,000 in token sales, less our 10% fee ($110,000), leaves $990,000 to the property owner.

*Not including outside legal and government fees, paid directly by the project owner.

Best value · STWcoin-aligned
5%

A reduced fee on gross token sales

Purchase STWcoin equal to 2% of your project’s token sale value as a signing commitment to the STW Ecosystem, and our fee drops to 5%. Everything in the standard offer is included, plus priority placement on the STW RWA Market and investor portal.

Example: $1,100,000 in token sales, less our 5% fee ($55,000), leaves $1,045,000 — less the 2% STWcoin purchase ($20,000) — for $1,025,000 net to the property owner. The STWcoin purchased is yours to keep, not applied toward our fee; it is not yet listed on a major independent exchange.

Founding issuer launch incentive. The first projects onboarded qualify for enhanced terms on the STWcoin-Aligned Offer. Launch incentives are subject to change without notice, and terms only get tighter as the window fills — the projects that sign up now lock in the best offer we will ever put on the table.

60–120 daysTypical commercial sale from accepted offer to closing — before you count months of marketing (LevRose)
61%Share of commercial property deals that take over four months to close, per National Association of Realtors data cited by Auction Section
Minutes, not monthsOnce a buyer is matched, on-chain settlement can complete same-day rather than the traditional T+2 cycle (Investhub)

Four steps: submit your asset for review, we form the SPV and complete compliance, tokens are minted and deployed, then your asset goes live to a global investor pool. Standard program minimum is a $1M asset value; smaller assets are considered upon approval on a fixed-fee basis. Full pricing, the competitor comparison, the process detail, and the FAQ are on the issuer page.

Fee terms, STWcoin thresholds, and launch incentives are subject to change without notice and are confirmed in project-specific agreements. The STWcoin purchase under the Aligned Offer is a real upfront cost to the project owner, not a rebate. Secondary marketplace liquidity is emerging and not guaranteed. Typical raises complete in 8–16 weeks. This is a general description of tokenization services and is not an offer to sell or a solicitation to buy any security. Offerings, where applicable, are made only to qualified purchasers under SEC Reg D 506(c). See full disclosures on the issuer page.

What we are seeking

Assets and companies wanted.

Besides helping qualified owners tokenize assets, we are actively reviewing new opportunities for acquisition, partnership, and fund investment.

Properties

Income-producing real estate, multifamily, NNN opportunities, and other assets suitable for Fund 1 or broader platform strategies.

Technology companies

Operating businesses, platforms, and strategic technologies that may align with Fund 2 and other STW ecosystem initiatives.

Structured opportunities

Projects that may benefit from tokenized financing, acquisition capital, debt restructuring, or a hybrid capital approach.

Leadership

The team behind the platform.

The STW RWA platform is led by operators with experience across real estate, finance, investor relations, and Web3 product development.

DS

David Stewart

CEO, SurfTheWeb

40+ years in business and real estate. CEO of First Capital Co and SurfTheWeb. In partnership with Dr Parry, spearheading the project, we have established $67M in foundation value having built the entire STWcoin ecosystem from the ground up.

RP

Dr. Robert Parry

President

Dr Robert Parry (Major shareholder) 40+ years spanning sales, marketing, and PR in the financial arenas, including the last 12 years in cryptocurrency. A key figure bridging conventional financial systems with blockchain technology.

PJ

Paul Johnson

CFO

California Real Estate Broker with 20 years of residential and commercial experience. Contributed to multiple startups, managed investor relations, and overseen regulatory filings for companies going public.

DB

David Board

RWA Dev Consultant

In the Web3 space since 2013. Published author of one of the earliest books on Bitcoin. Extensive experience developing and bringing new products to market in both permissionless and permissioned DeFi.

Contact

Bring us assets, companies, or investor interest.

We welcome conversations with accredited investors, property owners, technology founders, and strategic partners who align with one or more of the six funds.

David Stewart CEO Email: david@firstcapitalco.net
Phone: 805-216-1160 text & message/ WhatsApp
Dr Robert Parry President
Email: rparry@firstcapitalco.net
Why RWA Tokens: stwrwa.com/why-rwa/
Tokenize Your Asset: stwrwa.com/token/
Invest Today: stwrwa.com/invest/
Tax-Advantaged Investing

Invest using your self-directed IRA.

Investors exploring private real estate offerings often want a smarter way to put retirement capital to work. A self-directed IRA can open the door to alternative assets while preserving the potential for tax-deferred or tax-free growth, depending on the account type.

Equity Trust Company focuses on self-directed retirement accounts and highlights investment categories such as real estate, private entities, cryptocurrency, and precious metals. Its real estate IRA materials specifically state that investors can use a self-directed IRA to invest in real estate on a tax-deferred or tax-free basis, while its Roth IRA materials emphasize tax-free investment growth. Qualified Roth withdrawals can be tax-free when the applicable rules are met.

Real estate friendlyBuilt for investors who want retirement funds working in alternative assets.
More account optionsSelf-Directed IRA, Roth IRA, Traditional IRA, Solo 401(k), SEP IRA, and more.
Custodian supportA structured path for opening and funding an account before directing an investment.
  • Use retirement funds to explore eligible alternative investments instead of staying limited to a standard brokerage menu.
  • Keep long-term investment strategy aligned with assets you understand, including real estate opportunities.
  • Potentially let more gains remain invested inside a tax-advantaged retirement structure.

Equity Trust states that it acts as custodian and does not offer investment advice or endorse any specific investment. Investors should review all offering documents and consult their own legal, tax, and financial advisors before investing.

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